Question by Sweet Kiki: What insurance is available to a breast cancer survivor who is not old enough for medicare?
For a person living in IL that is 62, history of breast cancer, wants to retire but can’t qualify or afford to pay out of pocket for coverage with the history of cancer. What do people do in these types of situations?
Thank you in advance!!

Top answer:

Answer by BSherman
You are in the same boat with a lot of other people. At least you will have Medicare in 3 years. Many people are 20, 30, or 40 years away from Medicare and without health insurance.

Unfortunately, under the American system of health non-care, your cancer is considered a “pre-existing condition” and private insurance generally will not pay for future treatment. You are effectively uninsurable.

Your best option may be to call the American Cancer Society at 1-800-ACS-2345 and ask about health care and government programs in your state. If you are fortunate, you may qualify for Medicaid or a state managed high risk pool.

Best wishes. Good luck.

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